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Core features include Payroll, Benefits Administration, HR Tools, Time Tracking, Gusto Wallet. Unique capabilities: Automated tax filing and payments, Integrated health benefits marketplace, Employee self-service portal, Cashout feature for early wage access, Built-in compliance tools.
Description
Gusto is a cloud-based payroll, benefits, and HR management platform designed to simplify workforce management for small and medium-sized businesses. It provides comprehensive solutions for payroll processing, employee benefits administration, time tracking, and HR compliance.
Key Features
- Payroll
- Benefits Administration
- HR Tools
- Time Tracking
- Gusto Wallet
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Reviews
Overall
As a startup founder who transitioned from spreadsheet-based payroll to Gusto, I can confidently say it's been transformative for our operations. The platform strikes an excellent balance between comprehensive functionality and user-friendliness - something critical when you're wearing multiple hats. The onboarding process was surprisingly painless, taking about 2-3 hours to set up our company profile, add employees, and configure tax settings. The interface is intuitive enough that I rarely need to consult help documentation. Where Gusto truly shines is in automating compliance and tax filings. Before implementing it, I spent nearly 8 hours monthly on payroll tasks and lived in constant fear of missing filing deadlines. Now, payroll runs take about 20 minutes, and I sleep better knowing Gusto handles tax calculations, filings, and payments automatically. The employee self-service portal has also reduced HR inquiries by roughly 70% as team members can access their documents, update personal information, and manage benefits themselves. However, Gusto isn't without limitations. As we've scaled past 25 employees, I've noticed the platform occasionally struggles with more complex compensation structures like multiple-entity payroll or intricate equity compensation tracking. The pricing also increases significantly as you add employees and premium features, which can strain a startup budget. Customer support, while generally responsive, sometimes takes 24-48 hours for non-urgent matters - not ideal when you're facing time-sensitive payroll issues. Despite these drawbacks, the time savings and reduced compliance risk make it a worthwhile investment for most startups.
Overall
As a small business owner who switched to Gusto three years ago, I've found it to be a substantial improvement over our previous payroll system. The interface is intuitive enough that even without extensive HR experience, I was able to set up and manage payroll for my team of 12 employees. The automated tax filings and direct deposits have saved me countless hours each month, and the employee self-onboarding feature eliminated a significant administrative burden when bringing on new team members. Where Gusto really shines is in its integration capabilities and expanding feature set. The platform connects seamlessly with our accounting software and time tracking tools, creating a more cohesive back-office system. Their benefits administration has improved significantly over time, making it much easier to offer competitive health insurance and retirement options to our team. The Gusto Wallet feature has been particularly appreciated by employees who value the flexibility of accessing earned wages before payday. However, Gusto isn't without its frustrations. Customer support, while generally helpful, has become less responsive as the company has grown. During tax season, response times can stretch to 24-48 hours, which is problematic when dealing with time-sensitive payroll issues. The pricing structure, while reasonable for basic services, can quickly increase as you add premium features or grow your team. For businesses hovering around 50 employees, you might find yourself outgrowing some aspects of the platform while being required to upgrade to maintain necessary functionality.
Features
As a small business owner, I've found Gusto to be a comprehensive solution that significantly simplifies our payroll and HR processes. The platform's intuitive interface makes it easy to run payroll, manage tax filings, and handle employee onboarding without needing specialized accounting knowledge. The automated tax calculations and filings have saved us countless hours and reduced our anxiety about compliance issues. The employee self-service portal is particularly useful, allowing team members to access their pay stubs, tax documents, and make changes to their personal information without requiring HR intervention. The benefits administration features are robust for a company our size. Setting up and managing health insurance, 401(k) plans, and other benefits through Gusto has streamlined what was previously a fragmented process. The time tracking functionality integrates well with payroll, though it's not as feature-rich as dedicated time tracking solutions. Gusto Wallet provides employees with financial tools like instant access to earned wages and savings features, which has been positively received by our team. However, the pricing structure can become a pain point as your business grows. While the Simple plan covers basic needs, many of the most valuable features are locked behind the Plus and Premium tiers. The jump from Simple to Plus represents a significant increase in monthly costs, especially when you factor in the per-employee fees. Additionally, customer support, while generally helpful, can sometimes take longer than ideal to resolve complex issues during peak tax seasons.
Features
As a startup founder who has used Gusto for the past two years, I've found it to be an invaluable tool for managing our growing team's payroll and HR needs. The platform offers a comprehensive suite of features that effectively eliminates the need for multiple software solutions. The payroll system is particularly impressive - it handles tax calculations and filings automatically across multiple states, which was crucial as we hired remote employees. The onboarding process for new hires is streamlined and professional, allowing team members to complete their paperwork digitally before their first day. The benefits administration feature has been a game-changer for our startup. As we grew from 5 to 25 employees, Gusto made it possible to offer competitive health, dental, vision, and 401(k) plans without the administrative burden typically associated with benefits management. The time tracking integration works well for our hourly contractors, though it's not as robust as dedicated time-tracking solutions. I particularly appreciate the HR resource center which provides customizable policy templates and compliance updates - essential resources for a startup without a dedicated HR department. Gusto Wallet has been well-received by our team, offering them financial wellness tools and the ability to access earned wages before payday. While the pricing increases significantly as you add employees (especially on the Plus plan which most growing startups will need), the time saved and reduction in payroll errors has provided clear ROI for our business. The platform is continuously improving with new features being added regularly, though I've noticed that some advanced reporting capabilities are still lacking compared to enterprise-level HRIS systems.
Pricing
As a Department Head managing a team of 25 employees, I've found Gusto's pricing structure to be refreshingly straightforward compared to many HR platforms. The Simple plan at $40/month plus $6/person provides basic payroll functionality that works well for small teams with uncomplicated needs. We upgraded to the Plus plan ($80/month plus $12/person) to gain access to the time tracking tools and expanded HR features, which has proven to be worth the additional investment for our growing department. What I appreciate most about Gusto's pricing is that there are no hidden fees or complicated calculations - you know exactly what you're paying month to month. The ROI has been substantial in terms of time saved on payroll processing and HR administration. However, I find it concerning that the Premium plan is listed at $0/month, which lacks transparency. After contacting sales, I learned this requires custom pricing based on company size and needs, which can be frustrating when trying to budget and compare options. From an implementation perspective, the pricing tiers make it easy to start small and scale up as needed, which is ideal for growing departments. The Plus plan hits the sweet spot for mid-sized teams like mine, offering advanced features without breaking the budget. I do wish there was more flexibility to customize plans by selecting only the features we need, rather than paying for bundled services we don't fully utilize.
Pricing
As a startup founder who's navigated the complexities of payroll and HR management, I've found Gusto's pricing structure to be reasonably transparent and scalable. The tiered approach with Simple ($40/month), Plus ($80/month), and Premium (custom pricing) allows growing startups to match services with their current needs. Beyond these base prices, there's a per-employee fee (typically $6-12 depending on the plan), which is important to factor into your calculations as you scale. What impressed me was the value proposition of each tier. The Simple plan covers the essentials like payroll processing, tax filings, and basic HR tools—sufficient for very early-stage startups. As we grew and needed more sophisticated benefits administration and dedicated HR support, the Plus plan made sense, though doubling the base price required justification. The Premium plan's custom pricing initially concerned me, but it becomes more cost-effective once you reach about 25-50 employees and need compliance features and dedicated support. Where Gusto's pricing shows limitations is in the add-ons that can quickly accumulate. Features like multi-state tax filing, time tracking integrations, and certain compliance tools come with additional costs that weren't immediately obvious during my evaluation. While still competitive against traditional payroll services, these costs can surprise founders who haven't thoroughly reviewed what's included in each tier. For cash-conscious startups, it's crucial to map out exactly which features you need now versus later to avoid unnecessary expenses in those critical early months.
Support
As a department head managing a team of 15, I've been using Gusto for the past 18 months to handle our payroll and HR needs. The support experience has been notably positive, particularly when navigating compliance issues and employee onboarding. When we had questions about state-specific tax requirements, Gusto's support team provided clear guidance and documentation that helped us avoid potential compliance pitfalls. Their response times typically range from 1-3 hours for email support, which is reasonable for most non-urgent matters. The knowledge base deserves special mention - it's comprehensive and well-organized, allowing my team to self-serve for many common questions. The step-by-step guides for processes like benefits enrollment and payroll setup have saved us countless support tickets. When we do need direct assistance, the chat support is generally knowledgeable and efficient, though occasionally during peak periods (like tax season), wait times can extend beyond what's ideal. One support area where Gusto could improve is in their handling of more complex, multi-part issues. When we needed to implement a specialized benefits structure that wasn't standard in their system, the resolution required multiple conversations with different support agents, creating some inconsistency in the guidance we received. That said, they did eventually help us find a workable solution, and their willingness to stay with the problem until resolution was commendable.
Support
As a startup founder who's worn many hats, Gusto's support team has been instrumental in helping me navigate the complexities of payroll and HR without needing to become an expert myself. Their customer service representatives are remarkably knowledgeable about both their platform and general payroll regulations, which has saved me countless hours of research and potential compliance headaches. When I've encountered issues—whether related to tax filings, employee onboarding, or benefit administration—their team has consistently provided clear, actionable guidance rather than generic troubleshooting scripts. The multi-channel support options have proven particularly valuable during our growth phases. Their live chat function offers quick answers for straightforward questions, while the option to schedule calls with specialists has been crucial for more complex situations like setting up our first benefits package or navigating multi-state hiring requirements. The response times are generally excellent, with most chat inquiries addressed within minutes and email responses arriving within a business day. Their help center documentation is comprehensive and well-organized, often allowing me to find answers without needing to contact support directly. What truly sets Gusto's support apart is their proactive approach. They regularly send timely reminders about important deadlines and regulatory changes that might affect my business. Their onboarding process included personalized guidance to ensure our payroll was set up correctly from the start. When we faced a particularly complex situation with contractor classification, a Gusto representative took ownership of the issue and coordinated with their internal compliance team to provide a thorough solution. This level of engagement demonstrates that they understand the unique challenges faced by growing startups and are committed to being a true partner rather than just a service provider.
Integration
As an Enterprise IT Manager, I've found Gusto to be a well-designed payroll and HR platform that offers solid functionality for smaller organizations but presents significant integration challenges at the enterprise level. While Gusto provides API access, the integration capabilities are primarily geared toward small to medium businesses and lack the robust enterprise connectors needed for complex corporate environments. The REST API documentation is reasonably clear, but the depth of available endpoints doesn't match what enterprise-grade systems like Workday or ADP offer. Integration with our existing enterprise systems required considerable custom development work. Gusto does offer pre-built integrations with popular accounting software like QuickBooks and Xero, as well as some time-tracking applications, but these are insufficient for enterprises with complex ERP systems, identity management solutions, or custom HRIS platforms. The lack of comprehensive SCIM support for user provisioning and limited options for single sign-on beyond Google and Microsoft authentication created additional implementation hurdles. Data migration tools are basic at best, requiring significant manual effort when transitioning from more robust systems. From a security and compliance perspective, Gusto's integration options do include adequate encryption and authentication methods, but the granular permission controls needed for enterprise-level integrations are somewhat lacking. The platform's webhook functionality is helpful for real-time data synchronization, but the rate limits imposed can become problematic when dealing with large employee datasets. Overall, while Gusto functions well as a standalone HR and payroll solution for smaller organizations, its integration capabilities fall short of what enterprise environments typically require.
Integration
As a startup founder who's gone through the pain of cobbling together disconnected HR systems, Gusto's integration capabilities have been a revelation. The platform offers seamless connections with popular accounting software like QuickBooks and Xero, which eliminated our double-entry headaches. Setting up these integrations took minutes rather than days, and the data syncing has been reliable with only occasional hiccups during tax season when the system seems most stressed. What truly impressed me was Gusto's API capabilities and how well it plays with other startup essentials. We've connected it to our expense management tool (Expensify), time tracking software (Harvest), and even our custom-built operations dashboard. The documentation for developers is clear, though not as extensive as some enterprise solutions. For non-technical founders, the pre-built integrations through Zapier cover most common scenarios, allowing you to automate workflows without writing code. The platform strikes a good balance between sophistication and ease of implementation. However, Gusto's integration ecosystem still has room for growth. Some niche industry tools we use require custom workarounds, and the platform occasionally struggles with real-time data syncing during high-volume periods. I've also found that while the Plus plan unlocks most integration features, some advanced capabilities are reserved for the Premium tier with custom pricing, which can be frustrating when scaling. Despite these limitations, Gusto's integration capabilities have significantly reduced our administrative overhead and allowed us to build a connected HR tech stack that grows with our business.
Pricing Plans
Simple
- ✓ Payroll
- ✓ Basic HR tools
- ✓ Employee self-service
Plus Popular
- ✓ Everything in Simple
- ✓ Full-service payroll
- ✓ Time tracking
- ✓ Project tracking
- ✓ Team management tools
Premium
- ✓ Everything in Plus
- ✓ Full-service payroll
- ✓ HR resource center
- ✓ Dedicated support
- ✓ Compliance alerts